What is the annual plan maximum limitation
When shopping for PPO or Free choice of provider insurance plans make sure you know what the plan maximum limitation is. A maximum limitation should not be confused with medical insurance out-of-pocket maximums, where once a patient has paid a certain dollar amount during the year, insurance kicks in and pays the rest in full.
For dental insurance, a maximum limitation is the total amount that insurance company will pay out during the year per person. Any remaining balance becomes an out-of-pocket expense to the patient. Dental maximums limitation are commonly around $1000 to $2000 per year. Though that will very depending on the plan and it terms and conditions.